Should you keep or close your offset home loan structure when it’s fully offset?
If you’re using a home loan offset account, you’ll be aware that surplus cash deposited into it reduces interest payable by ‘offsetting’…
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Category: Financial Planning
ESS Webinar Recording
Thank you to all those who attended our webinar, and for those who couldn’t make it, you can download the…
Compare and quantify remuneration BEFORE changing jobs
For some high earning executives, understanding the full value of their remuneration requires considerable time and effort. Unfortunately, time is…
ESS wealth opportunities, vesting tax liability & non-financial performance metrics
If you are among this year’s executives who have received an unwelcome tax bill courtesy of your executive share scheme…
Estate planning considerations for executives if your spouse was to die before you
While executives are usually well advised on matters of asset protection and estate planning, there are situations when their spouse’s…
Act now to make your super contributions count this financial year
When it comes to superannuation, the Government seems to enjoy moving the goal posts from year to year. Even though…
Your role has been made redundant. What happens next?
In an everchanging workplace, role redundancy can happen for many reasons among the more common is a company restructure, introduction…
How to avoid ‘Super’ taxing your beneficiaries
When you look under the hood of your super fund, you’ll find a portion of the balance is the ‘tax…
Divorce, re-partnering and personal wealth
The financial impact of a relationship breakdown or divorce can be significant. Matrimonial money and assets are split and one…
Let’s talk about Tax and its role in financial planning
While tax is a leading area of advice for accountants, it also exerts its considerable influence on financial planning. The…